Terms of Use

By accessing and using the osiravelynto financial innovation platform at osiravelynto.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and osiravelynto, effective as of January 2025.

If you do not agree with any part of these terms, you must discontinue use of our platform immediately. Your continued use of the website constitutes acceptance of any modifications to these terms.

osiravelynto operates as a business innovation platform focused on financial education and professional development within the Australian market. Our services include educational content, training programs, and business development resources.

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.

Users of the osiravelynto platform must adhere to the following obligations:

• Provide accurate and current information when registering or interacting with our services
• Maintain the confidentiality of any account credentials
• Use the platform only for lawful purposes in accordance with Australian regulations
• Respect intellectual property rights of osiravelynto and third parties
• Refrain from attempting to gain unauthorized access to any part of the platform
• Not engage in activities that could harm, disable, or impair the platform's functionality
• Comply with all applicable local, state, and federal laws while using our services

Violation of these obligations may result in immediate termination of your access to the platform without prior warning.

All content, materials, and resources available on the osiravelynto platform are protected by Australian and international copyright laws. This includes but is not limited to:

• Educational materials, courses, and training content
• Website design, graphics, and multimedia elements
• Proprietary business methodologies and frameworks
• Software applications and technological implementations
• Trademarks, service marks, and brand elements

Users may access and view content for personal, non-commercial use only. Any reproduction, distribution, or commercial use requires explicit written permission from osiravelynto.

osiravelynto is committed to protecting user privacy in accordance with Australian Privacy Principles under the Privacy Act 1988. We collect, use, and store personal information solely for the purpose of providing our services and improving user experience.

By using our platform, you consent to the collection and use of information as outlined in our Privacy Policy. We implement appropriate security measures to protect personal data against unauthorized access, alteration, disclosure, or destruction.

The osiravelynto platform and all associated services are provided "as is" without warranties of any kind, either express or implied. We specifically disclaim:

• Warranties of merchantability or fitness for a particular purpose
• Guarantees regarding the accuracy, completeness, or reliability of information
• Assurances about uninterrupted or error-free operation of the platform
• Promises regarding specific educational or business outcomes
• Warranties about the security or privacy of data transmission

Users acknowledge that their use of the platform is at their own risk and discretion.

To the maximum extent permitted by Australian law, osiravelynto shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the platform. This limitation applies regardless of the theory of liability, whether based on warranty, contract, statute, tort, or otherwise.

Our total liability for any claims related to the platform shall not exceed the amount you have paid to osiravelynto in the twelve months preceding the claim, if any.

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so these limitations may not apply to you.

These Terms of Use are governed by and construed in accordance with the laws of New South Wales, Australia. Any disputes arising from these terms or your use of the platform shall be subject to the exclusive jurisdiction of the courts of New South Wales.

Before initiating legal proceedings, parties agree to attempt resolution through good faith negotiations for a period of thirty (30) days after written notice of the dispute.

osiravelynto reserves the right to modify these Terms of Use at any time without prior notice. Changes become effective immediately upon posting to the website. Users are responsible for regularly reviewing these terms to stay informed of any modifications.

Continued use of the platform following the posting of changes constitutes acceptance of such modifications. If you disagree with any changes, your sole remedy is to discontinue use of the platform.

For significant changes that materially affect user rights, we will make reasonable efforts to provide advance notice through the platform or via email communication.

Either party may terminate this agreement at any time. osiravelynto may terminate or suspend your access immediately, without prior notice or liability, for any reason including breach of these Terms of Use.

Upon termination, your right to use the platform ceases immediately. Provisions that by their nature should survive termination shall remain in effect, including intellectual property rights, disclaimer of warranties, and limitation of liability.

You may terminate your relationship with osiravelynto by discontinuing use of the platform and, if applicable, closing any registered accounts.